One of the first thoughts anyone has when considering purchasing a vehicle is, can I afford this? For a person with a disability, the question can be even more daunting, can I afford a vehicle AND the modifications I need to be able to drive it?
There are many funding resources available for people who need to purchase a vehicle that has custom conversions. There are manufacturer rebate programs, state grants, insurance, charitable organizations and special financing options available to help ease the cost of your purchase.
Here is a brief overview of those funding resources:
State Grants– Each state has many grants available for its residents. These grants can help you finance many of your mobility products. A great place to search for these grants is The Mobility Resource – State Grants website. It lists each grant by state and covers which ones are available for wheelchair vans, wheelchair lifts, adaptive driving equipment, scooters and more. Grant money is a very enticing option, because it does not need to be repaid. It can also be stacked with other financial options to save you even more money. Remember, grant money can take time to obtain and can require you to have to supply lots of information.
OEM Seller Rebates– Many vehicle manufacturers offer Original Equipment Manufacturer Seller Rebates for your mobility products. These rebates vary greatly depending on the vehicle manufacturer, so make sure you check out The Mobility Resource-OEM Rebate Programs blog. The blog is frequently updated to help you keep track of what rebates are available by manufacturer.
Veterans Administration– The VA offers funds to qualifying Veterans. For more information, you can visit www.va.gov or simply call 1-202-273-7124.
Insurance– In your quest to gain mobility, don’t forget to check with your insurance company to see what options they may have available. Medicare will also pay for equipment in certain instances. Call 1-800-MEDICARE to see if your particular instance qualifies.
Banks– Banks are offering great, special finance programs right now to fund your mobility vehicles, including loans with extended terms, leasing packages and no down payment options. It may be worth a call to your bank today to see what they can offer!
Charitable Organization and Churches– There are major opportunities available locally with non-profit charitable organizations and churches to possibly receive some funding towards your mobility needs. Check with organizations, such as your local Multiple Sclerosis Society, Elks Lodge, Easter Seals, Rotary Club, Kiwanis Club, Masons, United Cerebral Palsy, Muscular Dystrophy Association, etc. Also, visit area churches to see if they have a mission’s group with funds set aside to help those in need.
There are also many national organizations that offer help. For a list of those organizations visit Wheelchair Van & Lift Funding at http://www.braunability.com/funding-and-financing/us/. Like grants, this funding is plentiful but can take patience and time to acquire.
At Advanced Driving Systems, we strive to provide you with the information needed so you can feel comfortable with the decisions you make in regards to your mobility. Contact us today to see how we can help you ease your costs and get you moving again!