How to Fund Your Mobility?
One of the first thoughts anyone has when considering purchasing a vehicle is, can I afford this? That question can be even more stressful for a person with a disability who has to ask – can I afford this vehicle, and then also pay for the modifications I need to be able to drive it?
Fortunately, there are many funding resources available for people who need to purchase an accessible vehicle or custom conversions, from manufacturer rebate programs and state grants to insurance, charitable organizations, and more. You just need to know where to look.
Here's a brief overview of the major funding resources available to fund your mobility.
Each state has many grants available for its residents. These grants can help you finance many of your mobility products. A great place to search for these grants is The Mobility Resource – State Grants website. It lists each grant by state and covers which ones are available for wheelchair vans, wheelchair lifts, adaptive driving equipment, scooters and more. Here in Florida there are many options for individuals seeking to find funding for their accessible vehicles, click here for the list. Grant money is a very enticing option, because it does not need to be repaid. It can also be stacked with other financial options to save you even more money. Remember, grant money can take time to obtain and can require you to have to supply lots of information.
Many vehicle manufacturers offer Original Equipment Manufacturer Seller Rebates for your mobility products. These rebates vary greatly depending on the vehicle manufacturer, so make sure you check out The Mobility Resource-OEM Rebate Programs blog. The blog is frequently updated to help you keep track of what rebates are available by manufacturer.
The VA offers funds to qualifying Veterans. For more information, you can visit https://floridavets.org/. If you are a Veteran or have a family member who is, this can be a valuable resource to get the assistance you need to fund your mobility. Veterans with physical disabilities acquired or exacerbated during service can receive partial or complete payments toward a wheelchair van.
In your quest to gain mobility, don’t forget to check with your insurance company to see what options they may have available. Medicare will also pay for equipment in certain instances. Call 1-800-MEDICARE to see if your particular instance qualifies.
There are major opportunities available locally with non-profit charitable organizations and churches to possibly receive some funding towards your mobility needs. Check with organizations, such as your local Multiple Sclerosis Society, Elks Lodge, Easter Seals, Rotary Club, Kiwanis Club, Masons, United Cerebral Palsy, etc. Also, visit area churches to see if they have a mission’s group with funds set aside to help those in need.
There are also many national organizations that offer funding help, and you can find a list of these here. Like grants, this funding is plentiful but can take patience and time to acquire.
Banks are offering special finance programs right now to fund mobility vehicles, including loans with extended terms, leasing packages and no down payment options. It may be worth a call to your bank today to see what they can offer!
A creative option to ease the financial burden of a wheelchair van purchase is crowdfunding, where you can reach out to friends, family, and even generous strangers for support on sites such as GoFundMe, Kickstarter, and Indiegogo.
FAQs
What are the typical steps to apply for wheelchair van grants?
Applying for grants to help fund your wheelchair-accessible vehicle may feel overwhelming at first, but the process is quite straightforward once you know what to expect. Here’s a general step-by-step guide to help you get started:
- Research and identify potential grants
- Request and complete the application
- Gather the required documentation
- Submit the application and requested documents.
The process can take some time, so patience and persistence are key. Stay organized, keep copies of everything you submit, and don’t hesitate to follow up.
What can you do if your wheelchair van grant application is denied?
If your grant application is denied, start by carefully reviewing the explanation from the grant provider. If missing paperwork is the issue, you should be able to send them the additional documentation required. If they say you’re not eligible, look into what the appeal process is. If they still say no, continue looking for other funding sources.
Does health insurance, Medicare, or Medicaid cover the cost of a wheelchair accessible vehicle?
In most cases, your insurance or Medicare will not pay for an accessible vehicle, although they may cover medical equipment. In some states, under some circumstances, Medicaid might cover some accessible vehicles. However, it’s always worth calling and asking.
What types of expenses do wheelchair van grants generally cover?
Grants may help cover a wide range of expenses tied to your mobility needs. This could include the purchase price of a new or used wheelchair accessible vehicle, as well as the cost of essential modifications such as installing ramps, lifts, or other adaptive features. Some grants are flexible enough to support additional equipment or upgrades, making it easier to customize your vehicle to fit your unique requirements. Be sure to carefully review each grant’s guidelines to understand what specific expenses are eligible.
Can wheelchair van grants be used to purchase any type of vehicle, or only certain accessible vehicles?
Wheelchair van grants are typically intended for vehicles that are specifically designed or adapted for wheelchair users. This usually covers minivans, full-size vans, and other vehicles that have been equipped with ramps, lifts, or other essential accessibility modifications. Grants are generally not available for standard vehicles without these features, so be sure to confirm the eligibility of your chosen vehicle or equipment when applying.
What types of state funding or grants are available for handicapped accessible vans?
State funding for handicapped accessible vans often comes in the form of targeted programs based on your specific needs or circumstances. Some states provide Vocational Rehabilitation assistance, which may help pay for mobility equipment if it enables you to participate in the workforce. Other programs might cover equipment if your need stems from a vehicle accident injury. Because eligibility requirements and benefits vary widely, it’s worth checking what’s available in your state and for your particular condition or situation. You can find more information, including links to state resources, on The Mobility Resource website.
How can I crowdfund my wheelchair van purchase?
Many wheelchair users have successfully reached their funding goals through crowdfunding, from covering the final stretch of a purchase to raising the full amount. If you want to give it a try, then choose a platform, like GoFundMe, Kickstarter, and Indiegogo, and set up a campaign page outlining your funding goal. You’ll want to tell a compelling story of why this is important – use photos and videos to build even more engagement and a sense that people are becoming part of your journey towards greater independence. From there, supporters can donate directly to your campaign.
If you’re interested in this route, be sure to check each platform’s specific guidelines and fees, and reach out to local groups to help spread the word.
Can nonprofits receive financial support for purchasing mobility equipment to transport individuals with disabilities?
If you work with a nonprofit that needs mobility equipment to transport children or adults with physical disabilities, many nonprofits, both local and national, offer grants or assistance designed to help groups serve their communities and make accessible transportation possible for those who need it most. This can be an excellent route if you are seeking support for group homes, schools, or community centers. For a list of those organizations, explore local resources and speak with nonprofit leaders in your area.
At Advanced Driving Systems,
We strive to provide you with the information needed so you can feel comfortable with the decisions you make with regards to your mobility. Contact us today to see how we can help you figure out your funding and get you moving again!